admin When we talk about loans, the wordcreditworthiness inevitably comes into play at some point. It helps decide whether you get a loan – and under what conditions.But creditworthiness is not only an issue for banks.It also affects whether you: Sounds exaggerated? Isn’t it. After all, your creditworthiness is one of the most frequently used assessment … Read more
Apply for a loan even though you are still in the probationary period? Are you newly hired, still in the probationary period and need a loan? Then you’re probably asking yourself this question: “Will I get a loan at all during the probationary period?” The short answer: It’s difficult – but quite feasible under certain … Read more
Apply for a loan with a B residence permit? What to keep in mind Do you have a B permit and would like to take out a loan in Switzerland? Then you’ve probably already asked yourself the question: “Is that even possible – or will my application be automatically rejected?” The answer is: It depends. … Read more
kredit-vergleich.ch is pleased to be working with one of Switzerland’s most experienced credit intermediaries: credxpert.ch. As part of the new partnership, the credxpert.ch team will provide personal advice and processing of all loan requests received via our platform. What remains for you as a user? Everything – and yet it gets better.You will continue to … Read more
A loan comparison is the first step in finding the right loan. It works as follows: Provide details of your needs First, you specify your individual requirements, such as: This information helps identify the best deals. Compare offers Based on your information, a loan comparison portal searches kredit-vergleich.ch various banks and credit institutions. You will … Read more
Switzerland attracts many people from Germany and Austria as a place to work, and cross-border commuters benefit from the high salary levels, the stable economy and the high quality of life. Still, there are challenges, especially when it comes to taking out a loan. Strict requirements imposed by Swiss banks and limited offers make it … Read more
In the current economic climate, borrowers are benefiting from a remarkable trend: interest rates on loans are falling. For existing loans, this development offers an excellent opportunity to save money through debt restructuring. But what exactly does debt restructuring mean, for whom is it worthwhile, and how high are the potential savings? What is a … Read more
The credit market in Switzerland is highly regulated and has some peculiarities that often make it opaque for consumers. Different forms of credit have different conditions and interest rate structures, which differ significantly depending on the provider, term and type of loan. High interest rates and fees In recent years, interest rates on consumer loans … Read more
