Good Finance: Advantages, reviews & experiences with our partner

Are you interested in a Good Finance loan? Perfect! You’ve come to the right place to find out everything you need to know about the attractive loan offers from Good Finance. Our experts have compiled all the relevant information for you so that you can make an informed decision. Whether interest rates, loan conditions or user experience – we cover it all. good finance AG is a long-standing partner of ours, so we are happy to share our experience and expertise with you.

The credit offer from Good Finance

Good Finance Logo

Good Finance has established itself as one of the leading credit institutions in Switzerland, offering its customers a wide range of credit options. Whether you need a personal loan for personal purchases or a cash loan for unexpected expenses – Good Finance has the right solution for you. Their offers are tailored to meet the different needs and financial backgrounds of their customers. Here are some key things you should know about Good Finance’s loan offers:

  1. Personal loans: Ideal for larger personal purchases such as a new car or renovating your home. With flexible terms and competitive interest rates, a Good Finance online personal loan adapts to your individual needs.
  2. Cash loans: Good Finance offers cash loans for short-term financial bottlenecks or unexpected expenses. These are often quicker and easier to obtain than traditional personal loans and can offer a short-term solution in urgent situations when only a small amount of credit is needed.

With Good Finance, you benefit from transparent conditions with no hidden costs. The interest rates are clearly defined and in Switzerland it is customary or prescribed by law that all loan costs are included in the interest rate. This gives you the security of knowing exactly what you can expect, without unwanted additional charges.

The requirements for Good Finance lending

In order to obtain a loan from Good Finance, certain requirements must be met. These criteria are not only important for the security of Good Finance, but also to protect borrowers from possible over-indebtedness. Here are the essential requirements:

Documents required for successful loan approval

For a successful loan approval with good finance AG as your lender, you will need various documents to prove your financial situation and identity. These include:

  • Proof of income: Salary slips for the last min. 3 months.
  • Identification document: Valid passport or ID card.
  • Proof of residence: Current household bill or similar document.
  • Credit report: Information about your current financial obligations.

These documents enable Good Finance as a bank to assess your creditworthiness and ensure that you can repay the loan under the given conditions.

Additional documents that can strengthen the loan application

There are also additional documents that can strengthen your loan application, although they are not mandatory. These include:

  • Proof of assets: Proof of savings or investments.
  • Employment contract: If available, a permanent employment contract can increase your creditworthiness.
  • References from previous lenders: Positive references can underline your reliability as a borrower.

Submitting these additional documents can improve your chances of loan approval and possibly lead to more favorable loan terms.

Good Finance personal loan: interest, interest rates and loan calculator

Good Finance is known for its attractive interest rates and transparent loan conditions. The interest rates for personal loans are determined on the basis of various factors, which enables fair and individual lending.

How interest rates are determined at Good Finance

The interest rates at Good Finance are determined individually and depend on several factors:

  • Creditworthiness of the borrower: Your creditworthiness, based on your income, your expenses and your credit history.
  • Amount of the loan: The amount you wish to borrow.
  • Term of the loan: The length of time over which you wish to repay the loan.

This personalized approach ensures that you receive an interest rate that suits your financial situation.

Use the online loan calculator for optimal loan planning

Good Finance offers a user-friendly online loan calculator to help you plan your potential loan. With this tool you can:

  • Calculate monthly installments: Find out what your monthly installments would be for different loan amounts and terms.
  • Estimate total interest costs: Calculate how much interest you would pay in total for your loan.
  • Compare different scenarios: Experiment with different loan amounts and terms to find the best solution for your needs.

These features allow you to make an informed decision and choose a loan that best suits your financial situation.

Online loan application with Good Finance: a step-by-step process

Applying for online loans with Good Finance is a simple process thanks to their efficient and user-friendly online system. Here you can find out how to proceed step by step to submit your loan application.

Online loan application process

  1. Use the loan calculator: Start with the online loan calculator and enter your loan amount in CHF to get an idea of your monthly installment and total cost.
  2. Fill in the application form: Complete the online application form with your personal and financial information.
  3. Upload documents: Upload all required documents to prove your identity and income situation.
  4. Check and submit your application: Check all the information and documents you have entered before submitting your application.
  5. Wait for a credit decision: Good Finance will check your application and inform you of its decision. If successful, the contract can be signed.

The entire process is designed to be quick and straightforward so that you can get your loan without unnecessary delays.

Advantages and disadvantages of the online application process at good finance AG


  • Convenience: The entire process can be carried out from home.
  • Speed: Online applications are often processed faster than conventional applications.
  • Transparency: You have access to all information and conditions at all times.


  • Personal advice: Less direct contact with an advisor, which could be important for some customers.
  • Technology dependency: For some less tech-savvy people, the online process could be challenging.

Experiences with Good Finance: customer reviews and expert opinions

To get a comprehensive picture of Good Finance and its lending services, it is helpful to consider both customer reviews and expert opinions. These offer valuable insights into practice and help you to make an informed decision.

Authentic customer reviews and their importance

Customer reviews are an indispensable part of evaluating a loan provider. They offer real insights into other borrowers’ experiences with Good Finance. Here are some points that are frequently highlighted in the reviews:

  • Customer service: According to online reviews, good finance AG seems to have a very customer-friendly profile. Negative experience reports or ratings are an absolute rarity.
  • Lending process: The lending process is described by users as highly professional. All eventualities are considered, for example, the possibility of credit protection is also pointed out.
  • Satisfaction with the conditions: The loan conditions meet the customers’ expectations. Good Finance can offer a competitive interest rate. In view of the Swiss legal situation with regard to personal loans, the stated interest rate is also to be understood as the effective annual interest rate.

These reviews are valuable feedback that helps potential borrowers understand Good Finance’s strengths and weaknesses.

Expert opinions: How Good Finance compares

Expert opinions offer a different perspective based on expertise and market knowledge. They analyze aspects such as:

  • Market comparison: How does Good Finance compare to other loan providers?
  • Product evaluation: Evaluation of Good Finance’s loan products in terms of flexibility, interest rates and conditions.
  • Reliability and trustworthiness: Assessment of the credibility and reliability of Good Finance.

Expert reviews are an excellent source for understanding Good Finance’s positioning in the lending market and assessing the quality of its services. As far as we can tell, all reputable credit brokers rate Good Finance AG as an absolutely reliable and trustworthy company.

Advantages and disadvantages of good finance loans

When deciding on a lender, it is important to consider both the advantages and the possible disadvantages. Good Finance offers several attractive aspects, but there are also some points to consider before taking out a loan.

The advantages in detail

Good Finance loans offer a range of benefits that make them attractive to many borrowers:

  1. Competitive interest rates: You can benefit from favorable conditions thanks to individually adjusted interest rates.
  2. Flexible terms: You can adjust the term of your loan to suit your financial situation.
  3. Quick and easy online loan application: The process is simple and time-saving, ideal for people with busy lifestyles.
  4. Transparency: No hidden fees, all costs are included in the interest rate.
  5. Early loan repayment possible: You have the right to repay your loan early at any time.

These advantages make Good Finance an attractive option for many borrowers in Switzerland.

Possible disadvantages and restrictions

It is also important to consider some potential disadvantages:

  1. Limited personal advice: Due to the focus on online services, personal advice could be limited.
  2. Interest rates based on creditworthiness: Your individual terms depend heavily on your credit score, which could be disadvantageous for some borrowers.

These considerations are essential for making a balanced decision when it comes to choosing a lender.

Further questions about Good Finance

What is the difference between a Good Finance cash loan and a personal loan?

The main difference between a cash loan and a personal loan with Good Finance lies in the intended use and flexibility:

  • Cash loans are generally intended for short-term needs and often have a shorter term. They are quicker and easier to apply for, are paid out directly and offer a quick financing solution in emergencies.
  • Personal loans are designed for larger, planned expenses. They usually offer lower interest rates and longer terms, making them ideal for larger investments such as a new car or renovations.

The choice between these two options depends on your individual financial needs and goals. Good Finance answers further questions directly here in the FAQ .

Which company does Good Finance belong to?

The company behind Good Finance is good finance AG, which is the FINMA-authorized and regulated representative of the German SWK Bank (Süd-West-Kreditbank Finanzierung GmbH) in Switzerland. The headquarters of good finance are located in Rotkreuz in the canton of Zug.

Final assessment: Should you consider a Good Finance loan?

Now that we have looked at the various aspects of good finance loans, the question remains: is a good finance loan the right choice for you? Here are some final thoughts to help you make your decision.

Good Finance offers a wide range of loan products tailored to different needs. With competitive interest rates, transparent terms and a simple online application process, Good Finance is an attractive option for many borrowers. In particular, the flexibility when taking out a loan and the option of early repayment are aspects that are highly valued in Switzerland.

However, as with any financial decision, your personal circumstances and needs should be paramount. We therefore advise you, before deciding on a loan or provider with a loan comparison to evaluate various alternatives to ensure that the offer you choose meets your individual needs. At, our aim is to help you choose the ideal loan that is perfectly tailored to your personal requirements. Our consulting service is absolutely free of charge for you! Please do not hesitate to contact us if you have any questions. Simply contact us by e-mail at or use our contact form.